Most reported collisions involve two passenger vehicles. However, sometimes one of the vehicles involved in a crash is a commercial vehicle. Delivery vehicles are increasingly common on modern roads.
Some major companies have proprietary delivery fleets. There are also many professionals who use their own vehicles to deliver groceries, takeout meals and other purchases for consumers. Delivery drivers make online purchasing convenient and can help companies control operational expenses.
Unfortunately, they can also create many hazards in the street. Delivery drivers may maneuver in unpredictable ways because they are unfamiliar with an area. They may stop suddenly with little warning or may park in unsafe locations. Delivery drivers can potentially cause collisions.
Unusual crash claims can be complex
In a standard car crash scenario, determining who is at fault and who is liable is usually a simple process. One driver did something unsafe or violated traffic rules. Their choices caused the crash, and they are therefore liable for the damages generated in the incident. Their insurance pays for the losses of the other party, and they could face a lawsuit if they do not have adequate coverage.
When the party at fault for a crash is a delivery driver, determining who is liable becomes much more complicated. Some of the most important questions to answer include whether the delivery vehicle is a personal vehicle or a fleet vehicle. Establishing whether the driver is an employee or a contractor is also important.
Businesses are often liable for damages generated by the negligence of their employees. However, vicarious liability rules may not apply in circumstances involving independent contractors delivering for companies.
Those using their own vehicles for commercial purposes typically have to carry specialized insurance, and commercial organizations usually have robust coverage on fleet vehicles to avoid liability. Those involved in crashes caused by delivery vehicles may need assistance evaluating the circumstances to determine who is liable, what insurance applies and if litigation might be necessary.
Knowing who to hold accountable is crucial for those injured in car crashes involving delivery vehicles. Both businesses and drivers can be liable depending on the circumstances. People pursuing compensation generally need help to ensure they understand their options, and that’s okay.