A car accident with injuries can be overwhelming, particularly when dealing with mounting medical bills and lost wages.
A successful accident claim can help you manage the aftermath of the crash, providing compensation to make ends meet during your recovery and for longer-term needs. These basic yet essential tips can optimize your claim and your compensation.
Preserve evidence
Take photographs of the scene, vehicle damage and visible injuries and look for video footage. Collect contact information of witnesses, report the accident and obtain a copy of the police report. Comprehensive evidence helps substantiate the extent of your damages.
Seek medical attention
A medical evaluation can confirm or rule out serious harm that may pose delayed symptoms (like a traumatic brain injury). It also provides invaluable medical evidence that reflects the severity of your injuries for your accident claim.
Report the accident to your insurer
Be certain to report the accident to your insurance company promptly. However, avoid speaking with the at-fault party’s insurer without legal representation, as your statements can be used to undervalue your claim.
Stay patient but persistent
Insurers aim to settle claims quickly and for the lowest possible amount. Practice patience and do not accept the first offer. Your persistence can help you prioritize a settlement that reflects the true extent and severity of your losses.
Use social media wisely
Social media posts can be used against you in your car accident claim. Insurance companies monitor profiles for evidence to contradict accident claims. Avoid posting details to protect your case and maximize your compensation.
Again, it’s important to have legal guidance throughout the claims process. This can help you protect your rights, negotiate with insurance companies and build a strong case to maximize your compensation.