People involved in rideshare collisions have several options for compensation. The insurance coverage available to them depends in part on whether the crash occurred during the ride or not.
A surprising number of rideshare collisions actually occur either before the driver officially starts the ride in the rideshare app or after they have ended the ride. When that occurs, the passenger with injuries may be dependent on the driver’s rideshare insurance coverage.
Neither the driver’s standard liability policy nor the rideshare company’s commercial policy usually applies if the crash occurs before or after the ride. How do crashes occur when a vehicle is not even in motion?
Unsafe parking is a common rideshare issue
Rideshare drivers profit from efficiency. The more passengers they can transport each day, the more they make in base pay and gratuities. They are often eager to get passengers in and out of their vehicles as quickly as possible.
They may park in unsafe locations, ranging from loading zones to driving lanes. They may park just over the crest of a hill or near the outer edge of a dangerous curve. If the vehicle is not readily available to approaching traffic or if it impedes the flow of traffic, then other drivers might strike the stopped rideshare vehicle.
Anyone hurt in a collision before, during or after a rideshare trip may need help understanding what coverage is available to them and seeking appropriate compensation. Reviewing the crash details with a legal professional could help injured rideshare passengers cover their property damage and injury-related losses.